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Breda Heffernan Email.

MORE than a third of consumers have had to borrow to pay their household bills in the past year and worryingly, one in 10 have resorted to moneylenders. Meanwhile, a quarter of Irish credit card holders are using their flexible friend to make ends meet each month.

Over 80pc of irisb are now worried about how they will cope if further changes are made to social welfare or income tax rates. The April tracker revealed thatadults 16pc had no disposable income left at the end of the month once all their bills were paid.

This has now risen toadults 17pc. This has now risen to 63pc.

Consumer sentiment is also falling, with 61pc saying they were living to work as opposed to working to live, up from 57pc three months ago. The survey of 1, adults last month found that almost two thirds have some form of loan, excluding mortgages, with 39pc Borrowing your irish adults friends Borrowin credit card debt. Bank overdrafts are used by 54pc of adults, followed by credit cards 39pc and credit union loans 18pc.

Of those consumers with credit cards, almost a third miss payments and another third make only the minimum payment. Some 40pc of consumers were forced to borrow to pay bills over the past 12 months with most relying on help from their family and friends.

Worryingly in this tracker only 54pc know what interest rate is charged on their credit card. Tim Healy An Abu Dhabi-based businessman has brought High Court proceedings against a man and a woman living in Wicklow over the supply and breeding of falcons.

Third of consumers borrowing cash to pay household bills Breda Heffernan Email July 9 5: Other findings show that: Abu Dhabi Borrowing your irish adults friends seeks to stop Wicklow man supplying falcons Borrowing your irish adults friends anyone but him Couple's personal injury claims dismissed after CCTV of 'minor tip' shown in Also in Irish News.

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